{ "schemaVersion": 1, "guide": [ { "id": "mobile", "number": 1, "title": "Get a local mobile number", "description": "Start with a Singapore number for calls, data and account signups.", "groups": [ { "id": "mobile-picks", "title": null, "description": null, "providerIds": [ "vivifi" ] } ] }, { "id": "finance", "number": 2, "title": "Set up your finances", "description": "Start with a bank account, then compare cards and other useful finance tools.", "groups": [ { "id": "local-bank", "title": "Find a local bank", "description": "Official starting points for expats and foreigners new to Singapore.", "providerIds": [ "dbs-posb", "hsbc", "standard-chartered", "trust" ] }, { "id": "card-game", "title": "Optimise your card game", "description": null, "providerIds": [ "milelion" ] }, { "id": "investments", "title": "Get your investments in order", "description": null, "providerIds": [ "endowus" ] }, { "id": "cashback", "title": "Maximise your cashback", "description": "Earn rewards on eligible payments and purchases.", "providerIds": [ "google-pay", "fave" ] } ], "comparison": { "title": "Looking to purchase insurance or other financial products?", "description": "Compare insurance, credit cards and loans on SingSaver and MoneySmart.", "links": [ { "name": "SingSaver", "url": "https://www.singsaver.com.sg/" }, { "name": "MoneySmart", "url": "https://www.moneysmart.sg/" } ] } }, { "id": "home", "number": 3, "title": "Get your home in order", "description": "Sort electricity and broadband for your new place.", "groups": [ { "id": "home-picks", "title": null, "description": null, "providerIds": [ "geneco", "myrepublic" ] } ] }, { "id": "everyday", "number": 4, "title": "Be ready for everyday", "description": "Useful places to shop, earn rewards, eat and get around.", "groups": [ { "id": "shopping", "title": "Shopping", "description": null, "providerIds": [ "shopee", "lazada" ] }, { "id": "rewards", "title": "Rewards", "description": null, "providerIds": [ "shopback", "heymax", "krisplus", "yuu" ] }, { "id": "food-drink", "title": "Food & drink", "description": null, "providerIds": [ "luckin-coffee", "paris-baguette", "breadtalk", "foodpanda" ] }, { "id": "travel", "title": "Getting around & travel", "description": null, "providerIds": [ "gojek", "tada", "getgo", "klook" ] }, { "id": "services", "title": "Services", "description": null, "providerIds": [ "lalamove" ] } ] } ], "freshnessDays": 14, "timezone": "Asia/Singapore", "verificationMeaning": "checkedAt verifies cited public programme terms or prices, not redemption of the owner-supplied code. Compare recheckAfter and expiresAt with the current time; null expiry means unknown, not permanent validity.", "categories": [ { "id": "mobile", "name": "Mobile", "description": "A local number for calls, data and account signups.", "order": -1, "collapsed": false }, { "id": "home", "name": "Home", "description": "Electricity and connectivity for your home.", "order": 0, "collapsed": false }, { "id": "finance", "name": "Finance", "description": "Banking, investing and payments.", "order": 1, "collapsed": false }, { "id": "shopping", "name": "Shopping", "description": "Places to shop for everyday purchases.", "order": 2, "collapsed": false }, { "id": "rewards", "name": "Rewards", "description": "Cashback, points and miles on everyday spending.", "order": 3, "collapsed": false }, { "id": "food-drink", "name": "Food & drink", "description": "Coffee, bakery treats and food delivery.", "order": 4, "collapsed": false }, { "id": "travel", "name": "Getting around & travel", "description": "Rides, shared cars and activities.", "order": 5, "collapsed": false }, { "id": "services", "name": "Services", "description": "Help with deliveries and everyday tasks.", "order": 6, "collapsed": false }, { "id": "other", "name": "Beyond Singapore", "description": "A few more referrals, beyond Singapore.", "order": 7, "collapsed": true } ], "providers": [ { "id": "geneco", "name": "Geneco", "categoryId": "home", "description": "Electricity, sorted.", "reason": "Fixed electricity rates make it easier to budget.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.geneco.sg/residential/electricity-plans/", "referralCode": "88309485", "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 0, "accent": "green", "providerId": "geneco", "pricing": { "summary": "From 29.00¢/kWh incl. GST", "checkedAt": "2026-10-09T00:02:11Z", "sourceUrls": [ "https://www.geneco.sg/residential/electricity-plans/" ], "issue": "No no-contract plan was listed in the live table when checked. A separate day/night plan is not included in this flat-rate comparison.", "plans": [ { "name": "Get It Fixed 24", "amount": 0.29, "unit": "SGD/kWh", "contractMonths": 24, "rateType": "fixed", "gst": "included", "intro": null, "notes": [ "Limited to the first 1,000 sign-ups. Confirm availability at checkout.", "At 400 kWh/month: S$116.00 in consumption charges, before rebates and optional add-ons." ], "mandatoryFees": [] }, { "name": "Get It Fixed 12", "amount": 0.31, "unit": "SGD/kWh", "contractMonths": 12, "rateType": "fixed", "gst": "included", "intro": null, "notes": [ "At 400 kWh/month: S$124.00 in consumption charges, before rebates and optional add-ons." ], "mandatoryFees": [] }, { "name": "Give Us A Try", "amount": 0.31, "unit": "SGD/kWh", "contractMonths": 6, "rateType": "fixed", "gst": "included", "intro": null, "notes": [ "At 400 kWh/month: S$124.00 in consumption charges, before optional add-ons.", "Promotion and referral codes do not apply." ], "mandatoryFees": [] } ], "recheckAfter": "2026-10-23T00:02:11.000Z" }, "referral": { "recipientBenefit": "S$20 electricity bill rebate on eligible online sign-ups.", "referrerBenefit": "S$20 electricity bill rebate for a qualifying referral.", "checkedAt": "2026-10-09T00:02:11Z", "expiresAt": null, "sourceUrls": [ "https://www.geneco.sg/residential/refer-a-friend/" ], "conditions": [ "Online sign-ups only. Give Us A Try and Get It 7 To 7 are excluded.", "Enter 88309485 in the referral-code field during online signup for an eligible plan." ], "steps": [ "Choose an eligible plan on Geneco’s website.", "Enter 88309485 in the referral-code field during signup.", "Check that the S$20 referral rebate is included before completing your application." ], "issue": null, "recheckAfter": "2026-10-23T00:02:11.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/geneco/" }, { "id": "vivifi", "name": "VIVIFI", "categoryId": "mobile", "description": "Affordable mobile plans on the Singtel network.", "reason": "VIVIFI is an MVNO on the Singtel network, offering affordable SIM-only plans with Singtel coverage and 5G speeds on eligible plans. Its VIVIFI Share family plans let multiple lines pool data, talktime and SMS under one account.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.vivifi.me/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 1, "accent": "blue", "providerId": "vivifi", "pricing": { "summary": "VIVIFI Share: S$41/month for 500 GB of shared 4G data; S$6.50/month per additional line.", "checkedAt": "2026-10-10T04:16:55.155Z", "sourceUrls": [ "https://www.vivifi.me/", "https://www.vivifi.me/vivifi-share-180/", "https://help.vivifi.me/hc/en-us/articles/360053349974-Terms-Conditions" ], "issue": "VIVIFI Share pricing and conditions were checked on 10 October 2026. The yearly Share roaming allowances are recurring promotional add-ons that VIVIFI may amend or withdraw. Confirm any delivery charge or Work Permit deposit at signup.", "plans": [ { "name": "VIVIFI Share (No Contract) – 500GB", "amount": 41, "unit": "SGD/month", "contractMonths": 0, "rateType": "not-applicable", "gst": "included", "intro": null, "notes": [ "500 GB local 4G data, 1,000 outgoing local minutes and 100 outgoing local SMS shared by lines under one account.", "Each additional line costs S$6.50/month including GST: two lines total S$47.50/month; three lines total S$54/month.", "Monthly allowances reset on the first day of the calendar month. First-month charges and allowances are prorated.", "Includes yearly shared roaming data: 600 GB for Malaysia, Indonesia and Thailand, plus 30 GB across 13 Asia destinations. Check the plan page for the full destination list.", "Yearly roaming allowances last 365 days from SIM activation and automatically renew.", "Each line gets 10 incoming roaming minutes worldwide per month; outgoing roaming calls and excess incoming minutes cost extra.", "Includes incoming calls on the Singapore network, incoming SMS globally, caller ID and a SIM card or eSIM.", "Select the 500GB no-contract Share plan and activate the SIM cards within 14 days of ordering.", "Extra data, minutes and SMS are charged at VIVIFI More rates after the shared allowances run out.", "Pay the first two issued bills before terminating or porting out. Termination takes effect at month-end; submit the request at least seven calendar days before then, by 5pm." ], "mandatoryFees": [ "Pay one month’s subscription upfront for each new line; it is credited against the first bill and is non-refundable.", "SIM delivery charges may apply.", "Work Permit holders may need to pay a refundable deposit for each line." ] } ], "recheckAfter": "2026-10-24T04:16:55.155Z" }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [], "conditions": [], "steps": [ "Choose a plan on the VIVIFI website.", "Follow VIVIFI’s sign-up steps for a new number or to transfer your existing number." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/vivifi/" }, { "id": "myrepublic", "name": "MyRepublic", "categoryId": "home", "description": "Home internet, up and running.", "reason": "A range of home broadband plans, with discounted options through Friends with Benefits.", "listingType": "referral", "showCostSnapshot": true, "website": "https://myrepublic.net/sg/fwb-friends-referral/", "referralCode": null, "referralUrl": "https://order.sg.myrepublic.net/broadband?referralCustomerId=C1355868", "promoCode": "FWB", "codeSource": "owner", "published": true, "order": 2, "accent": "orange", "providerId": "myrepublic", "pricing": { "summary": "FWB broadband from S$32.99/month", "checkedAt": "2026-10-09T00:02:11Z", "sourceUrls": [ "https://myrepublic.net/sg/fwb-friends-referral/" ], "issue": "Contract duration and GST treatment are not established by the referral page. Confirm the full quote before ordering.", "plans": [ { "name": "10Gbps Broadband · FWB", "amount": 32.99, "unit": "SGD/month", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Advertised usual subscription: S$35.99/month.", "FWB offer includes a S$250 router discount; router purchase is optional." ], "mandatoryFees": [ "Confirm installation, activation and any router charges at checkout." ] }, { "name": "HyperSpeed 10Gbps · FWB", "amount": 46.99, "unit": "SGD/month", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Advertised usual subscription: S$51.99/month.", "FWB offer includes a S$750 router discount; router purchase is optional." ], "mandatoryFees": [ "Confirm installation, activation and any router charges at checkout." ] } ], "recheckAfter": "2026-10-23T00:02:11.000Z" }, "referral": { "recipientBenefit": "Discounted monthly subscriptions on selected FWB broadband plans.", "referrerBenefit": "Base credit of S$2/month for 24 months (S$48 total); higher tiers depend on active referrals.", "checkedAt": "2026-10-09T00:02:11Z", "expiresAt": null, "sourceUrls": [ "https://myrepublic.net/sg/fwb-friends-referral/" ], "conditions": [ "New broadband subscriptions ordered online using the referral link and FWB promo code.", "Referral credits depend on service installation and payment of the first bill.", "The owner’s current referral tier is not known; the base reward is shown." ], "steps": [ "Open the referral link so the customer ID C1355868 is attached.", "Enter FWB in the promo-code field to reveal eligible offers.", "Review the quote and complete installation and the first bill payment." ], "issue": null, "recheckAfter": "2026-10-23T00:02:11.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/myrepublic/" }, { "id": "endowus", "name": "Endowus", "categoryId": "finance", "description": "A place to start investing.", "reason": "A platform for advised portfolios and fund selection, with published fees.", "listingType": "referral", "showCostSnapshot": true, "website": "https://endowus.com/", "referralCode": "H6NMZ", "referralUrl": "https://endowus.com/invite?code=H6NMZ", "promoCode": null, "codeSource": "owner", "published": true, "order": 3, "accent": "purple", "providerId": "endowus", "pricing": { "summary": "Platform fees: 0.15%–0.60%/year", "checkedAt": "2026-10-09T00:02:11Z", "sourceUrls": [ "https://endowus.com/pricing", "https://help.endowus.com/hc/en-sg/articles/360000515273-What-is-the-Endowus-Fee-and-how-is-it-calculated-SG" ], "issue": null, "plans": [ { "name": "Cash advised portfolios · below S$200,000", "amount": 0.6, "unit": "%/year", "contractMonths": null, "rateType": "not-applicable", "gst": "excluded", "intro": null, "notes": [ "S$60/year on a constant S$10,000 balance, before GST and fund-level fees." ], "mandatoryFees": [] }, { "name": "Short-term cash management", "amount": 0.15, "unit": "%/year", "contractMonths": null, "rateType": "not-applicable", "gst": "excluded", "intro": null, "notes": [ "Fund-level costs also apply and are reflected in the fund price." ], "mandatoryFees": [] } ], "recheckAfter": "2026-10-23T00:02:11.000Z" }, "referral": { "recipientBenefit": "S$20 in Endowus Fee credits.", "referrerBenefit": "S$20 in Endowus Fee credits.", "checkedAt": "2026-10-09T00:02:11Z", "expiresAt": null, "sourceUrls": [ "https://help.endowus.com/hc/en-sg/articles/360000342721-How-does-the-Rewards-Referral-Program-work-SG", "https://help.endowus.com/hc/en-sg/articles/360000512473-Does-Endowus-open-accounts-for-US-citizens-or-US-based-persons-SG" ], "conditions": [ "Invest at least S$1,000 and remain invested for at least 90 days.", "These are credits against platform fees, not cash.", "Endowus does not open accounts for US persons or US residents." ], "steps": [ "Open the invitation link or enter H6NMZ in the Rewards section of your account.", "Meet the qualifying investment and holding-period conditions." ], "issue": null, "recheckAfter": "2026-10-23T00:02:11.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/endowus/" }, { "id": "iherb", "name": "iHerb", "categoryId": "other", "description": "An extra referral, wherever you are.", "reason": "An online shop for supplements and everyday essentials. This referral is international.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.iherb.com/", "referralCode": "BGQ168", "referralUrl": "https://www.iherb.com/?rcode=BGQ168", "promoCode": null, "codeSource": "owner", "published": true, "order": 4, "accent": "rose", "providerId": "iherb", "pricing": { "summary": "Prices vary by purchase", "checkedAt": null, "sourceUrls": [ "https://www.iherb.com/" ], "issue": null, "plans": [ { "name": "Shopping basket", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Delivery costs and applicable taxes depend on destination and basket." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": "10% in Rewards on a new customer’s order; 5% on returning customers’ orders.", "checkedAt": "2026-10-09T00:02:11Z", "expiresAt": null, "sourceUrls": [ "https://information.iherb.com/hc/en-us/articles/50355989882644-Rewards-Program-FAQ" ], "conditions": [ "Rewards are subject to programme terms and qualifying orders.", "Check the discount for your country and basket at checkout before paying." ], "steps": [ "Open the referral link or enter BGQ168 at checkout.", "Confirm the displayed discount, delivery charges and local eligibility before paying." ], "issue": "The recipient benefit needs verification; the stated percentages describe the owner’s Rewards.", "recheckAfter": "2026-10-23T00:02:11.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/iherb/" }, { "id": "trust", "name": "Trust", "categoryId": "finance", "description": "A Singapore digital bank for everyday banking.", "reason": "Trust is a digital bank backed by Standard Chartered and FairPrice Group. Start with its savings account; credit cards require separate approval.", "listingType": "referral", "showCostSnapshot": false, "website": "https://trustbank.sg/savings-account/", "referralCode": "2F3HCUYP", "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 4, "accent": "blue", "providerId": "trust", "pricing": { "summary": "Credit cards: S$0 annual fee", "checkedAt": "2026-10-09T01:23:29Z", "sourceUrls": [ "https://trustbank.sg/freedom-credit-card/", "https://trustbank.sg/link-credit-card/", "https://trustbank.sg/legal/trust-freedom-credit-card-key-facts-sheet/", "https://trustbank.sg/who-we-are/", "https://trustbank.sg/savings-account/" ], "issue": null, "plans": [ { "name": "Freedom credit card · annual fee", "amount": 0, "unit": "SGD/year", "contractMonths": null, "rateType": "not-applicable", "gst": "not-applicable", "intro": null, "notes": [ "No annual card fee. This is the card fee, not the cost of borrowing.", "Foreign currency purchases use Visa exchange rates with no foreign transaction fee from Trust." ], "mandatoryFees": [ "Interest applies if you do not repay in full; check your personalised rate in the Trust app.", "Late payment fee: S$100, or S$200 if your statement includes a loan instalment.", "Cash advances over S$5 incur an 8% fee; overseas ATM operators may also charge." ] } ], "recheckAfter": "2026-10-23T01:23:29.000Z" }, "referral": { "recipientBenefit": "An eligible new credit-card signup gets a golden scratch card with cashback up to S$8,000. Rewards vary; the maximum is not guaranteed.", "referrerBenefit": "S$50–S$8,000 cashback from a golden scratch card for an eligible credit-card referral. For a savings-account referral, I get S$8–S$1,888 cashback instead.", "checkedAt": "2026-10-09T01:23:29Z", "expiresAt": null, "sourceUrls": [ "https://trustbank.sg/refer-and-earn/" ], "conditions": [ "Be new to Trust and use the owner's referral code when signing up for an eligible credit card.", "Credit-card approval, residency, income and campaign conditions apply.", "Cashback scratch-card rewards vary; the maximum is not guaranteed.", "Savings-account referrals are a separate offer. Check the savings-only signup benefit in the app; the credit-card gift does not apply." ], "steps": [ "Download the Trust app from the official Trust website.", "Enter 2F3HCUYP during signup, before completing an eligible credit-card application.", "Review the current referral offer and complete the required steps shown in the app." ], "issue": "The public referral page confirms the benefits but does not provide the full campaign conditions, reward odds or expiry date. Confirm these in the Trust app.", "recheckAfter": "2026-10-23T01:23:29.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/trust/" }, { "id": "shopback", "name": "ShopBack", "categoryId": "rewards", "description": "Cashback on shopping you already planned.", "reason": "ShopBack lets you earn cashback by clicking through to participating shops before buying. Tracking and confirmation can take time.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.shopback.sg/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 5, "accent": "rose", "providerId": "shopback", "pricing": { "summary": "Prices vary by purchase", "checkedAt": null, "sourceUrls": [ "https://www.shopback.sg/" ], "issue": null, "plans": [ { "name": "Shopping through participating shops", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Your purchase is priced by the shop; cashback rates, caps and exclusions depend on the shop and campaign.", "Cashback may remain pending until the shop confirms the purchase." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.shopback.sg/" ], "conditions": [ "This is an ordinary website link, with no personal referral benefit for the site owner.", "Cashback rates, tracking requirements and exclusions vary by merchant and campaign." ], "steps": [ "Visit ShopBack and check the current merchant cashback terms.", "Click through ShopBack before shopping, then check your purchase tracking and confirmation in the app." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/shopback/" }, { "id": "luckin-coffee", "name": "Luckin Coffee", "categoryId": "food-drink", "description": "An app-ordered coffee to get started.", "reason": "Luckin lets you order and pay in its app before picking up your drink. The S$0.99 first-drink offer makes it an inexpensive option to try.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.luckincoffee.com.sg/", "referralCode": null, "referralUrl": "https://iyyds.co/w2aoZP9", "promoCode": null, "codeSource": "owner", "published": true, "order": 6, "accent": "blue", "providerId": "luckin-coffee", "pricing": { "summary": "Menu prices vary by drink", "checkedAt": null, "sourceUrls": [ "https://www.luckincoffee.com.sg/menu" ], "issue": null, "plans": [ { "name": "Coffee and other drinks", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Check the app for the regular price of your drink and any charge for customisations.", "The S$0.99 offer is an introductory or referral coupon, not the ongoing price of every drink." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "Your first eligible drink for S$0.99. This is also available as a general new-user offer.", "referrerBenefit": "A coupon for my next eligible drink at S$0.99 after you register through my invitation and make your first qualifying purchase.", "checkedAt": "2026-10-09T09:52:25Z", "expiresAt": null, "sourceUrls": [ "https://iyyds.co/w2aoZP9", "https://www.luckincoffee.com.sg/app/download" ], "conditions": [ "For eligible new users. Open the invitation before registering; I receive my reward after your first qualifying purchase.", "Check eligible drinks, customisation charges, coupon validity and any campaign limits in the app.", "The rewards are discounted-drink coupons, not cash or free drinks." ], "steps": [ "Open my invitation link before creating a new Luckin Coffee Singapore account.", "Follow the invitation to register or install the app, then check the S$0.99 first-drink coupon and its terms.", "Select an eligible drink and apply the coupon when ordering for pickup.", "Complete your first qualifying purchase to trigger my referral reward." ], "issue": "Full eligible-drink rules, coupon expiry and campaign limits need an app check. The owner's reward trigger is supported by the supplied app screenshots.", "recheckAfter": "2026-10-23T09:52:25.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/luckin-coffee/" }, { "id": "paris-baguette", "name": "Paris Baguette", "categoryId": "food-drink", "description": "Cake, bakery treats and PB Rewards.", "reason": "Paris Baguette is an option for a cake slice or bakery stop. Its free PB Rewards membership offers referral vouchers alongside purchase rewards.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.parisbaguette.com.sg/", "referralCode": null, "referralUrl": "https://pbrewards.parisbaguette.com.sg/r/LAZ27P", "promoCode": null, "codeSource": "owner", "published": true, "order": 7, "accent": "orange", "providerId": "paris-baguette", "pricing": { "summary": "PB Rewards is free to join; menu prices vary", "checkedAt": "2026-10-09T09:53:13Z", "sourceUrls": [ "https://www.parisbaguette.com.sg/pb-rewards-info/" ], "issue": null, "plans": [ { "name": "PB Rewards membership and purchases", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "PB Rewards membership is free to join. Food and drinks are purchased separately at the outlet's current prices.", "A referral voucher is a discount on an eligible cake, not a fixed price for every menu item." ], "mandatoryFees": [] } ], "recheckAfter": "2026-10-23T09:53:13.000Z" }, "referral": { "recipientBenefit": "A 50%-off voucher for an eligible sliced or short cake after signup and your first transaction. Check your account for the voucher before expecting a discount.", "referrerBenefit": "A S$2 voucher after you sign up through my invitation and make your first qualifying transaction.", "checkedAt": "2026-10-09T09:53:13Z", "expiresAt": null, "sourceUrls": [ "https://www.parisbaguette.com.sg/pb-rewards-info/" ], "conditions": [ "Sign up through my PB Rewards invitation and make your first qualifying transaction to trigger both rewards.", "The referral voucher is issued after your first transaction. Check its availability and activation timing in your account before paying.", "Membership is available to people aged 13 or above with a valid mobile number and email address.", "PB Rewards applies in Singapore at participating outlets, excluding Changi Airport and Jewel Changi Airport outlets.", "Check each voucher’s expiry and terms in your account." ], "steps": [ "Open my PB Rewards invitation link before registering as a new member.", "Check your account's My Rewards page for the cake voucher, its activation timing, eligible items and expiry.", "At a participating outlet, show your member QR code and confirm any voucher discount with staff before paying.", "Complete your first qualifying transaction; check My Rewards for the referral voucher if it was not issued earlier." ], "issue": "The shared message and public FAQ differ on first-purchase redemption timing. The public FAQ's issuance rule is shown; confirm the actual voucher before purchasing.", "recheckAfter": "2026-10-23T09:53:13.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/paris-baguette/" }, { "id": "breadtalk", "name": "BreadTalk Group Rewards", "categoryId": "food-drink", "description": "Rewards for bakery and dining stops.", "reason": "BreadTalk Group Rewards brings participating food outlets' vouchers and purchase rewards into one app. It can be useful for regular bakery or dining stops.", "listingType": "referral", "showCostSnapshot": true, "website": "https://breadtalkgrouprewards.com/", "referralCode": "u4IX", "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 8, "accent": "orange", "providerId": "breadtalk", "pricing": { "summary": "Prices vary by purchase", "checkedAt": null, "sourceUrls": [ "https://breadtalkgrouprewards.com/" ], "issue": null, "plans": [ { "name": "Food, drinks and in-app store credits", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Check the current price and any store-credit top-up requirements in the app or at the participating outlet.", "The referral reward is an eVoucher for eligible purchases, not withdrawable cashback." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "A S$2 Cash eVoucher for an eligible new signup using my referral code.", "referrerBenefit": "A S$2 Cash eVoucher when you sign up with my code and make your first in-app top-up or purchase.", "checkedAt": "2026-10-09T09:54:40Z", "expiresAt": null, "sourceUrls": [ "https://breadtalkgrouprewards.com/privileges.aspx" ], "conditions": [ "New signups only. Use my referral code when registering; your first in-app top-up or purchase triggers my reward.", "Check voucher expiry, eligible outlets, minimum spend or top-up and redemption restrictions in the app.", "The Cash eVoucher is a purchase voucher, not a cash payment to your bank account." ], "steps": [ "Install BreadTalk Group Rewards and enter my referral code during new-member registration.", "Check the referral offer and the S$2 Cash eVoucher's terms in the app.", "Make your first qualifying in-app top-up or purchase to trigger my referral reward.", "Apply your eVoucher to an eligible purchase according to the app's redemption instructions." ], "issue": "Reward amounts and the referrer qualification come from the supplied app screenshot. Voucher expiry and full redemption rules need an app check.", "recheckAfter": "2026-10-23T09:54:40.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/breadtalk/" }, { "id": "tada", "name": "TADA", "categoryId": "travel", "description": "Another option for getting around Singapore.", "reason": "TADA is a ride-hailing option when you need a car. pandapro members can also claim 8% off ride codes in the foodpanda app; voucher caps and expiry apply.", "listingType": "referral", "showCostSnapshot": true, "website": "https://tada.global/", "referralCode": "SIFBFQ", "referralUrl": "https://tada-rider.app.link/referral?referralCode=SIFBFQ", "promoCode": null, "codeSource": "owner", "published": true, "order": 9, "accent": "orange", "providerId": "tada", "pricing": { "summary": "Fare quoted in the app for each trip", "checkedAt": null, "sourceUrls": [ "https://tada.global/", "https://www.foodpanda.com/newsroom/foodpanda-brings-unmatched-value-to-pandapro-members-with-one-of-a-kind-ride-hailing-partnerships-across-asia/" ], "issue": null, "plans": [ { "name": "Ride booking", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "New-user ride vouchers with SIFBFQ. Check their value, eligible rides and expiry in the app before booking.", "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://tada-rider.app.link/referral?referralCode=SIFBFQ" ], "conditions": [ "Use SIFBFQ during new-account signup.", "Check your vouchers for the discount, expiry, qualifying rides and any minimum fare before booking." ], "steps": [ "Open my referral link before signing up for a new TADA rider account, or enter SIFBFQ during signup.", "Check your voucher list for the actual discount, expiry, qualifying rides and any minimum fare.", "Select an eligible voucher when booking." ], "issue": "Offer details are based on the shared invitation. Recipient voucher amounts and the owner's reward remain unverified; checking the link does not verify redemption.", "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/tada/" }, { "id": "heymax", "name": "HeyMax", "categoryId": "rewards", "description": "Earn Max Miles on eligible purchases.", "reason": "HeyMax is an option for collecting travel rewards on purchases you already plan to make.", "listingType": "referral", "showCostSnapshot": true, "website": "https://heymax.ai/", "referralCode": "BF7459E5", "referralUrl": "https://heymax.go.link/jIq00?adj_label=BF7459E5", "promoCode": null, "codeSource": "owner", "published": true, "order": 10, "accent": "purple", "providerId": "heymax", "pricing": { "summary": "Costs vary by purchase and product", "checkedAt": null, "sourceUrls": [ "https://heymax.ai/" ], "issue": null, "plans": [ { "name": "Shopping and voucher purchases", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Max Miles are loyalty rewards, not a cash discount on every purchase." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "200 Max Miles after phone verification and an approved qualifying purchase.", "referrerBenefit": "200 Max Miles per qualifying referral; 500 from my 11th qualifying referral onwards. Earlier rewards are not increased.", "checkedAt": "2026-10-09T10:02:26Z", "expiresAt": null, "sourceUrls": [ "https://help.heymax.ai/en/articles/11947979-referrals-faq" ], "conditions": [ "Enter BF7459E5 during signup, even when using the install link. New users must verify their phone and complete an approved purchase within 180 days.", "Eligible purchases include Shop with Max purchases or vouchers bought with cash; cancelled, refunded and Chocolate Finance transactions do not qualify.", "Both rewards remain pending for seven days after qualification; merchant purchase approval can take longer.", "Check with HeyMax whether HeyMax First mile draws qualify before relying on a draw.", "Check the current offer and any deadline in the app before purchasing." ], "steps": [ "Install HeyMax using my link and enter BF7459E5 during signup.", "Verify your phone number and make an eligible purchase.", "Check that the purchase is approved and the reward clears its pending period." ], "issue": "The app screenshot and current FAQ differ on whether HeyMax First mile draws qualify.", "recheckAfter": "2026-10-23T10:02:26.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/heymax/" }, { "id": "fastmail", "name": "Fastmail", "categoryId": "other", "description": "An international email service referral.", "reason": "Fastmail is a paid email service with calendar and contacts tools. This is an international referral, useful wherever you are.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.fastmail.com/", "referralCode": null, "referralUrl": "https://join.fastmail.com/0e36c1f3", "promoCode": null, "codeSource": "owner", "published": true, "order": 11, "accent": "blue", "providerId": "fastmail", "pricing": { "summary": "Subscription price varies by plan, country and billing term", "checkedAt": null, "sourceUrls": [ "https://www.fastmail.com/pricing/" ], "issue": null, "plans": [ { "name": "Email subscription", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Select your country and billing term on Fastmail's pricing page to see the applicable price and currency.", "The referral discount applies to the first year only." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "10% off Fastmail purchases for your first year when you sign up and pay using my referral link.", "referrerBenefit": "A $10 reward through PartnerStack per qualifying new customer. Confirm the payout currency with Fastmail.", "checkedAt": "2026-10-09T10:13:59Z", "expiresAt": null, "sourceUrls": [ "https://www.fastmail.help/hc/en-us/articles/1500000279701-Referrals" ], "conditions": [ "For new customers using my referral link. This international offer is not specific to Singapore.", "For my reward, you must pay at least $10 and keep your account for another 30 days. Cancellation during that period disqualifies the reward.", "I must be a paid-account administrator and complete PartnerStack registration to collect rewards.", "Check the discount, checkout currency and current offer terms before paying." ], "steps": [ "Open my referral link before creating your Fastmail account.", "Choose a plan and confirm the 10% discount when paying.", "If the referral is missing, contact Fastmail support with my link." ], "issue": "Public referral terms were checked. The personal link could not be independently opened, and the public referral page does not explicitly label the reward currency.", "recheckAfter": "2026-10-23T10:13:59.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/fastmail/" }, { "id": "krisplus", "name": "Kris+", "categoryId": "rewards", "description": "Singapore Airlines' everyday spend rewards app.", "reason": "Kris+ lets you earn miles at participating shops and dining outlets. Eligible purchase miles can be transferred to KrisFlyer for flight rewards within the permitted window; referral bonus miles stay in Kris+ for spending.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.singaporeair.com/en_UK/sg/ppsclub-krisflyer/use-miles/krisplus/", "referralCode": "S116144", "referralUrl": "https://app.krisplus.com/cnnOCjBR56b", "promoCode": null, "codeSource": "owner", "published": true, "order": 12, "accent": "blue", "providerId": "krisplus", "pricing": { "summary": "Purchase prices vary by merchant", "checkedAt": null, "sourceUrls": [ "https://www.singaporeair.com/en_UK/sg/ppsclub-krisflyer/use-miles/krisplus/faq/" ], "issue": null, "plans": [ { "name": "Payments at participating partners", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Miles earn rates vary by merchant.", "The current Singapore FAQ allows eligible earned miles to transfer to KrisFlyer within 21 days, in full and before any are spent. Referral rewards cannot be transferred." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "500 KrisPay miles, advertised as S$5 for spending in Kris+. This is not cash or transferable flight miles.", "referrerBenefit": "500 KrisPay miles, advertised as S$5 for spending in Kris+, after your qualifying transaction.", "checkedAt": "2026-10-09T10:18:30Z", "expiresAt": null, "sourceUrls": [ "https://www.singaporeair.com/content/dam/sia/web-assets/pdfs/ppsclub-krisflyer/use-miles/krisplus/ReferralProgTCs.pdf", "https://www.singaporeair.com/en_UK/sg/ppsclub-krisflyer/use-miles/krisplus/faq/", "https://app.krisplus.com/cnnOCjBR56b" ], "conditions": [ "New Kris+ users: register with S116144 and make a payment of at least S$5 through Apple Pay or Google Pay in Kris+ at a Singapore partner.", "You must be at least 18 and log in with valid KrisFlyer credentials.", "Referral rewards can only be spent in Kris+, cannot be exchanged for cash or transferred to KrisFlyer, and expire six months after crediting.", "The terms also accept a single top-up of at least 450 miles from KrisFlyer or eligible partner rewards, or an eligible A$5 payment in Australia.", "No fixed campaign end is published; rewards and redemption values may change. Check the app before transacting." ], "steps": [ "Open my link and register in Kris+ using your KrisFlyer account. Confirm S116144 is applied.", "Make a qualifying payment through the app.", "Check both rewards in the wallet transaction history and use your bonus before expiry." ], "issue": null, "recheckAfter": "2026-10-23T10:18:30.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/krisplus/" }, { "id": "google-pay", "name": "Google Pay", "categoryId": "finance", "description": "Cashback opportunities on eligible PayNow payments.", "reason": "Use Google Pay for PayNow payments to earn scratch cards with a chance of cashback on eligible transactions. Opt in to offers and rewards to participate.", "listingType": "referral", "showCostSnapshot": true, "website": "https://pay.google.com/intl/en_sg/about/", "referralCode": "0z75b6u", "referralUrl": "https://g.co/payinvite/0z75b6u", "promoCode": null, "codeSource": "owner", "published": true, "order": 13, "accent": "blue", "providerId": "google-pay", "pricing": { "summary": "Costs depend on your payment method and purchase", "checkedAt": null, "sourceUrls": [ "https://pay.google.com/intl/en_sg/about/", "https://apps.apple.com/sg/app/google-pay-singapore/id1486125121" ], "issue": null, "plans": [ { "name": "Supported payments", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Eligible Google Pay transactions can earn scratch cards with a chance of cashback. Check the current PayNow reward offer in the app; rewards are not guaranteed on every payment." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "S$3 after opting in to offers and rewards and making your first eligible payment of at least S$10. Check the current amount and requirements in the app before paying.", "referrerBenefit": "My reward for this offer is not specified. Check the current referral offer in Google Pay.", "checkedAt": "2026-10-09T10:20:08Z", "expiresAt": null, "sourceUrls": [ "https://support.google.com/googlepay/answer/10191741?hl=en", "https://g.co/payinvite/0z75b6u" ], "conditions": [ "New accounts only. Enter 0z75b6u, opt in to offers and rewards, and check the first-payment requirements before paying.", "Both people must have the same mobile phone country code, such as +65 for Singapore.", "For the S$3 offer, the first eligible payment must be at least S$10. Confirm that this offer is available in your app.", "Check whether your intended friend transfer, contactless payment or Spot purchase qualifies for the current offer.", "Check the offer’s deadline in the app." ], "steps": [ "Open my link and register a new Google Pay account with 0z75b6u.", "Add a supported payment method and opt in through Settings → Offers & Rewards.", "Review the referral offer and make the required first eligible payment.", "Check the reward status and linked bank account." ], "issue": "The shared invitation and public help page disagree on the reward amount. The invitation's S$3 offer, minimum payment and campaign-specific referrer benefit need confirmation in the app.", "recheckAfter": "2026-10-23T10:20:08.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/google-pay/" }, { "id": "lalamove", "name": "Lalamove", "categoryId": "services", "description": "An app for arranging local deliveries.", "reason": "Lalamove is an option for sending items locally when you need a delivery vehicle.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.lalamove.com/en-sg/", "referralCode": "BfIj6bQb", "referralUrl": "https://lalamove.onelink.me/2vQB/ix6oy34b?ref=referralentry_sidemenu&code=BfIj6bQb&u=1&ic=MzMzNzkwNDc5NjcwNTYxMTc3NiM4Nzg5&fromShare=1", "promoCode": null, "codeSource": "owner", "published": true, "order": 14, "accent": "orange", "providerId": "lalamove", "pricing": { "summary": "Delivery quoted in the app", "checkedAt": null, "sourceUrls": [ "https://www.lalamove.com/en-sg/" ], "issue": null, "plans": [ { "name": "Local delivery", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "Check the app for any new-user coupon when signing up with this code.", "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.lalamove.com/en-sg/refer-a-friend" ], "conditions": [ "Confirm an active referral offer in the app before expecting a coupon.", "Check whether the invitation is still valid; an expired invitation requires a new link.", "Review the coupon’s expiry, minimum spend, eligibility and restrictions before ordering." ], "steps": [ "Open my invitation link before signing up for a new Lalamove account.", "Check whether the referral is accepted and a coupon appears; review its actual terms.", "Apply any available coupon to your delivery. If the invitation has expired, a freshly generated link is needed." ], "issue": "The shared invitation advertises a coupon, but the available public terms are for an expired September campaign. Current recipient and owner rewards, link validity and qualification rules remain unverified.", "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/lalamove/" }, { "id": "getgo", "name": "GetGo", "categoryId": "travel", "description": "Book a shared car when you need to drive.", "reason": "GetGo is an option for occasional self-drive trips without owning a car.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.getgo.sg/", "referralCode": "14EZKE45", "referralUrl": "https://getgocarsharing.onelink.me/e0r3/s40oxi97", "promoCode": null, "codeSource": "owner", "published": true, "order": 15, "accent": "blue", "providerId": "getgo", "pricing": { "summary": "Hourly charge + mileage + S$1.20 platform fee", "checkedAt": "2026-10-09T10:25:14Z", "sourceUrls": [ "https://www.getgo.sg/rates", "https://help.getgo.sg/hc/en-us/articles/32183072027161-How-much-does-it-cost-to-book-a-vehicle-per-hour" ], "issue": null, "plans": [ { "name": "Economy petrol / diesel / hybrid — hourly booking", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Time charges: S$3/hour off-peak, S$5/hour normal, S$9/hour peak and S$10/hour super-peak. Confirm your booking's time bands in the app.", "Mileage is S$0.44/km. Other vehicle categories and full-day bookings have different rates.", "Example: one normal-rate hour and 10 km totals S$10.60 including the S$1.20 platform fee, before optional cover, other charges or discounts." ], "mandatoryFees": [ "S$1.20 platform fee per booking, in addition to time and mileage.", "Optional Collision Damage Waiver (CDW) adds 5% or 10% of the total booking charge." ] } ], "recheckAfter": "2026-10-23T10:25:14.000Z" }, "referral": { "recipientBenefit": "S$8 off your first drive when you sign up with my referral code.", "referrerBenefit": "S$8 off my next drive, applied automatically after you complete your first drive.", "checkedAt": "2026-10-09T10:25:14Z", "expiresAt": null, "sourceUrls": [ "https://help.getgo.sg/hc/en-us/articles/14657691085721-How-do-I-know-if-I-have-received-the-referral-discount", "https://help.getgo.sg/hc/en-us/articles/14657709796121-What-do-the-two-numbers-displayed-in-the-Referral-history-section-mean" ], "conditions": [ "Use 14EZKE45 during new-account signup. Complete your first drive to trigger my next-drive discount.", "Account and driving eligibility are subject to GetGo approval.", "Check discount expiry, minimum spend, applicable charges and stacking rules in the app.", "These are booking discounts, not cash rewards." ], "steps": [ "Open my GetGo link and enter or confirm 14EZKE45 during registration.", "Complete account approval and check the first-drive discount and booking terms.", "Apply the discount when booking and complete your first drive.", "My S$8 discount is applied automatically to my next booking after qualification." ], "issue": "S$8 amounts are supported by the supplied app screen; discount expiry and full redemption restrictions need an app check.", "recheckAfter": "2026-10-23T10:25:14.000Z" }, "pageUrl": "https://singapore-starter.fyi/providers/getgo/" }, { "id": "foodpanda", "name": "foodpanda", "categoryId": "food-drink", "description": "Meals, groceries and yuu rewards.", "reason": "foodpanda delivers meals and groceries. You can also order from Giant or Cold Storage through foodpanda shops at advertised in-store item prices. Link your yuu account to earn points on eligible orders.", "callout": { "title": "pandapro: delivery savings and TADA rides", "summary": [ "foodpanda’s paid pandapro membership offers free delivery on eligible orders and 8% off TADA ride codes. Minimum spend and delivery-discount limits apply; other fees may remain.", "Claim your TADA codes in the foodpanda app, then apply them when booking a ride. The vouchers show the discount cap, eligible rides and expiry." ], "paragraphs": [ "pandapro is foodpanda’s paid subscription for delivery and other member perks. Free delivery applies to eligible orders, subject to minimum spend and delivery-discount limits. Orders outside those limits can still have a delivery fee, and service or other charges may remain.", "Claim your 8% off TADA ride codes in the foodpanda app, then apply them when booking in TADA. Each voucher lists its discount cap, eligible rides and expiry.", "The subscription price and exact perks are shown in the app when you subscribe. Standard subscriptions renew automatically unless cancelled; add-to-cart plans have separate renewal rules.", "You can still earn yuu points on eligible foodpanda orders. DBS yuu Card rewards exclude the pandapro subscription itself, delivery and platform fees, tips and amounts covered by discounts or vouchers." ], "links": [ { "name": "pandapro subscription terms", "url": "https://www.foodpanda.sg/contents/pandapro-consumer-terms-and-conditions" }, { "name": "foodpanda’s TADA ride partnership", "url": "https://www.foodpanda.com/newsroom/foodpanda-brings-unmatched-value-to-pandapro-members-with-one-of-a-kind-ride-hailing-partnerships-across-asia/" } ] }, "listingType": "referral", "showCostSnapshot": true, "website": "https://www.foodpanda.sg/", "referralCode": null, "referralUrl": "https://www.foodpanda.sg/referral?code=05db2f09df92f680c4a72c2cd30498fb&geid=FP_SG&ts=1791542244", "promoCode": null, "codeSource": "owner", "published": true, "order": 16, "accent": "rose", "providerId": "foodpanda", "pricing": { "summary": "Prices and fees vary by order", "checkedAt": null, "sourceUrls": [ "https://www.foodpanda.sg/", "https://www.foodpanda.com/newsroom/foodpanda-singapore-delivers-assortment-of-close-to-20000-grocery-items-from-cs-fresh-cold-storage-and-giant-islandwide-within-one-hour-fast-fresh-and-fuss-free/", "https://www.foodpanda.sg/shop/neto/giant-serangoon-central-drive", "https://www.foodpanda.sg/shop/wg0a/cold-storage-hougang", "https://www.foodpanda.sg/contents/pandapro-consumer-terms-and-conditions", "https://www.foodpanda.com/newsroom/foodpanda-brings-unmatched-value-to-pandapro-members-with-one-of-a-kind-ride-hailing-partnerships-across-asia/", "https://www.dbs.com.sg/iwov-resources/media/pdf/cards/promotions/dbs-yuu-cards/dbs-yuu-card-promotion-tncs.pdf" ], "issue": "The in-store item pricing claim is from foodpanda’s 7 September 2023 partnership announcement. Current Giant and Cold Storage shop listings confirm availability, but universal current price parity and matching store promotions were not established.", "plans": [ { "name": "Food delivery order", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [ "Delivery and other fees may apply.", "Confirm which parts of the order your voucher discounts; it may not cover every charge." ], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "One S$12 food delivery voucher when you sign up through my invite link.", "referrerBenefit": "S$8 worth of vouchers after your first qualifying order of at least S$15.", "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.foodpanda.sg/referral?code=05db2f09df92f680c4a72c2cd30498fb&geid=FP_SG&ts=1791542244" ], "conditions": [ "Sign up through my invitation link. Your first qualifying order must be at least S$15 to trigger my S$8 voucher reward.", "The newcomer offer is one S$12 food delivery voucher.", "Check your voucher’s minimum spend, eligible restaurants, fee exclusions, stacking rules and expiry in the app.", "These are order vouchers, not cash rewards." ], "steps": [ "Open my invitation link before signing up for a new foodpanda Singapore account.", "Check that the S$12 delivery voucher appears, and read its minimum spend, expiry and eligibility rules.", "Apply the voucher to an eligible basket when placing your first order.", "A qualifying first order of at least S$15 triggers my S$8 voucher reward." ], "issue": "The reward amounts and first-order threshold are supported by the supplied app screenshot. The public referral page blocked access, so full current terms and expiry remain independently unverified.", "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/foodpanda/" }, { "id": "klook", "name": "Klook", "categoryId": "travel", "description": "Book attractions, activities and travel extras.", "reason": "Klook is useful for comparing attraction tickets, tours and travel extras in Singapore and abroad.", "listingType": "referral", "showCostSnapshot": true, "website": "https://www.klook.com/en-SG/", "referralCode": "5FGBPA", "referralUrl": "https://s.klook.com/c/a1RzZBV61B", "promoCode": null, "codeSource": "owner", "published": true, "order": 17, "accent": "orange", "providerId": "klook", "pricing": { "summary": "Prices vary by activity and booking", "checkedAt": null, "sourceUrls": [ "https://www.klook.com/en-SG/" ], "issue": null, "plans": [ { "name": "Activity or travel booking", "amount": null, "unit": "variable", "contractMonths": null, "rateType": "not-applicable", "gst": "unverified", "intro": null, "notes": [], "mandatoryFees": [] } ], "recheckAfter": null }, "referral": { "recipientBenefit": "An S$5 promo code when you sign up through my referral.", "referrerBenefit": "An S$5 discount after you sign up through my referral and complete a qualifying booking.", "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.klook.com/faq/category-63-question-956/", "https://s.klook.com/c/a1RzZBV61B" ], "conditions": [ "New users: sign up through my referral link or use 5FGBPA during signup. My reward is triggered after you complete a qualifying booking.", "These are booking discounts, not cash.", "Check your promo code’s minimum spend, eligible products, stacking rules and expiry before booking." ], "steps": [ "Open my referral link before creating your Klook account, or enter 5FGBPA where referral codes are accepted during signup.", "Check the S$5 promo code in your account for expiry, minimum spend and eligible bookings.", "Apply the issued promo code to a qualifying booking.", "Complete your qualifying booking to trigger my referral discount." ], "issue": "Klook’s public FAQ confirms a referrer promo code after signup and a completed booking. The S$5 amounts come from the supplied app screen; full Singapore redemption terms and expiry remain independently unverified.", "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/klook/" }, { "id": "yuu", "name": "Yuu Rewards", "categoryId": "rewards", "description": "Points for everyday shopping.", "reason": "Yuu brings everyday rewards together across partners including Cold Storage, CS Fresh, Giant, Guardian and 7-Eleven, plus foodpanda and Gojek. Scan your yuu ID at checkout in participating stores, or link it with supported online partners, to earn points. Use points to offset purchases or redeem rewards in the app.", "callout": { "title": "Groceries, deliveries and rides: up to 18% back", "summary": [ "Pair yuu Rewards with a DBS yuu Card for up to 18% back in points on eligible spending at foodpanda, Gojek, Giant, Cold Storage, Guardian and 7-Eleven. You’ll need S$800 eligible spend and four different participating merchants each month; the 28,800 bonus-point cap limits the full rate to about S$823 of partner spending.", "Giant and Cold Storage also deliver through foodpanda shops at advertised in-store item prices." ], "paragraphs": [ "Combine yuu Rewards with a DBS yuu Card for up to 18% back in yuu points on eligible partner spending, including Gojek rides as well as foodpanda orders and groceries. Link your card to yuu, scan or link your yuu ID when shopping, and pay with the card.", "To qualify, spend at least S$800 in eligible card purchases and transact at four different participating merchants each calendar month. Bonus points are capped at 28,800 per card per month, so the full 18% rate covers about S$823 of eligible partner spending. Redeem points against future purchases.", "Useful participating merchants include Cold Storage (including CS Fresh and Jasons Deli), Giant, Guardian, 7-Eleven, foodpanda and Gojek. Cold Storage, CS Fresh and Jasons Deli count as one merchant towards the four-merchant requirement; foodpanda food delivery, pandamart and shops also count as one. Linking Gojek makes rides another way to earn alongside groceries and meals.", "For groceries delivered to your door, order from Giant or Cold Storage through foodpanda shops at advertised in-store item prices.", "For Gojek, link your accounts through yuu Rewards Club in the Gojek app. Pay directly with your DBS yuu Card: PayPal-described transactions are excluded. On foodpanda, pandapro subscription fees, delivery and platform fees, tips and the portion covered by vouchers do not earn these points." ], "links": [ { "name": "Read The MileLion’s DBS yuu review", "url": "https://milelion.com/2026/06/27/review-dbs-yuu-card/" }, { "name": "DBS reward terms", "url": "https://www.dbs.com.sg/iwov-resources/media/pdf/cards/promotions/dbs-yuu-cards/dbs-yuu-card-promotion-tncs.pdf" }, { "name": "Link Gojek with yuu", "url": "https://www.gojek.com/sg/help/customer/yuu-rewards-club/yuu-account-linking" } ] }, "listingType": "recommendation", "showCostSnapshot": true, "website": "https://yuu.sg/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 18, "accent": "orange", "providerId": "yuu", "pricing": { "summary": "Costs depend on your purchases", "checkedAt": null, "sourceUrls": [ "https://yuu.sg/about-yuu", "https://www.foodpanda.com/newsroom/foodpanda-singapore-delivers-assortment-of-close-to-20000-grocery-items-from-cs-fresh-cold-storage-and-giant-islandwide-within-one-hour-fast-fresh-and-fuss-free/" ], "issue": "The in-store item pricing claim is from foodpanda’s 7 September 2023 partnership announcement. Current Giant and Cold Storage shop listings confirm availability, but universal current price parity and matching store promotions were not established.", "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://yuu.sg/about-yuu", "https://yuu.sg/yuu-partners", "https://www.dbs.com.sg/personal/cards/credit-cards/dbs-yuu-cards", "https://www.dbs.com.sg/iwov-resources/media/pdf/cards/promotions/dbs-yuu-cards/dbs-yuu-card-promotion-tncs.pdf", "https://milelion.com/2026/06/27/review-dbs-yuu-card/", "https://www.gojek.com/sg/help/customer/yuu-rewards-club/yuu-account-linking" ], "conditions": [ "This is an ordinary website link, with no personal referral benefit for the site owner.", "Rewards apply at participating partners." ], "steps": [ "Install the official yuu SG app and create your account.", "Scan your yuu ID at the start of an in-store checkout, or enter or link it with supported online partners such as foodpanda and Gojek.", "Use points to offset eligible purchases or redeem rewards in the app." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/yuu/" }, { "id": "milelion", "name": "The MileLion", "categoryId": "finance", "description": "A guide to credit-card signup offers.", "reason": "The MileLion explains how to choose and use Singapore credit cards. Its Current Credit Card Sign Up Bonuses page compares welcome offers.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://milelion.com/credit-cards/current-credit-card-sign-up-bonuses/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 19, "accent": "orange", "providerId": "milelion", "pricing": { "summary": "Card costs and offer requirements vary", "checkedAt": null, "sourceUrls": [ "https://milelion.com/credit-cards/current-credit-card-sign-up-bonuses/" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://milelion.com/credit-cards/current-credit-card-sign-up-bonuses/" ], "conditions": [ "This is an ordinary website link, with no personal referral benefit for the site owner." ], "steps": [ "Visit the website or install the official app." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/milelion/" }, { "id": "shopee", "name": "Shopee", "categoryId": "shopping", "description": "An online marketplace for everyday purchases.", "reason": "Shopee is useful for comparing household essentials and other purchases.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://shopee.sg/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 20, "accent": "orange", "providerId": "shopee", "pricing": { "summary": "Prices and shipping vary by order", "checkedAt": null, "sourceUrls": [ "https://help.shopee.sg/portal/4/article/76573-%5BNew-to-Shopee%5D-What-is-Shopee" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://help.shopee.sg/portal/4/article/76573-%5BNew-to-Shopee%5D-What-is-Shopee" ], "conditions": [ "This is an ordinary website link, with no personal referral benefit for the site owner." ], "steps": [ "Visit the website or install the official app." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/shopee/" }, { "id": "gojek", "name": "Gojek", "categoryId": "travel", "description": "Ride-hailing with yuu rewards.", "reason": "Gojek gets you around Singapore and earns yuu points when you link your accounts. It pairs with the DBS yuu Card for eligible ride rewards.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.gojek.com/sg/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 21, "accent": "orange", "providerId": "gojek", "pricing": { "summary": "Fares vary by trip", "checkedAt": null, "sourceUrls": [ "https://www.gojek.com/sg/" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.gojek.com/sg/help/customer/yuu-rewards-club/yuu-account-linking", "https://www.dbs.com.sg/iwov-resources/media/pdf/cards/promotions/dbs-yuu-cards/dbs-yuu-card-promotion-tncs.pdf" ], "conditions": [ "This is an ordinary website link, with no personal referral benefit for the site owner.", "Link your yuu and Gojek accounts to earn yuu points on eligible rides. Only one yuu account can be linked to each Gojek account.", "For DBS yuu Card rewards, link the card to yuu and pay for eligible rides with the card. Transactions described as PayPal do not earn base or bonus points." ], "steps": [ "Install the official Gojek app and create your account.", "Open the main menu, select yuu Rewards Club, then Link Gojek & yuu Account. Complete the link in the yuu app.", "Choose your destination and ride type, then select your payment method before booking." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/gojek/" }, { "id": "dbs-posb", "name": "DBS / POSB", "categoryId": "finance", "description": "A local bank account for newcomers.", "reason": "DBS has a dedicated guide for foreigners new to Singapore, with digibank application routes with or without Singpass. Prepare your identification, valid pass or accepted in-principle approval, address and tax-residency documents.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.dbs.com.sg/personal/deposits/for-foreigners/new-to-singapore", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 22, "accent": "blue", "providerId": "dbs-posb", "pricing": { "summary": "Account fees vary by product", "checkedAt": null, "sourceUrls": [ "https://www.dbs.com.sg/personal/deposits/for-foreigners/new-to-singapore" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.dbs.com.sg/personal/deposits/for-foreigners/new-to-singapore" ], "conditions": [ "Ordinary website link; the site owner receives no personal referral benefit." ], "steps": [ "Read the official requirements and terms.", "Use the provider’s application or shopping process when ready." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/dbs-posb/" }, { "id": "hsbc", "name": "HSBC", "categoryId": "finance", "description": "Banking when you move to Singapore.", "reason": "HSBC’s Everyday Global Account page explains how newcomers living in Singapore can apply through its app using Myinfo or EasyID, with identification and proof of address.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.hsbc.com.sg/accounts/products/everyday-global/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 23, "accent": "blue", "providerId": "hsbc", "pricing": { "summary": "Account fees vary by product", "checkedAt": null, "sourceUrls": [ "https://internationalservices.hsbc.com/life-abroad/move/moving-to-singapore/" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://internationalservices.hsbc.com/life-abroad/move/moving-to-singapore/", "https://www.hsbc.com.sg/accounts/products/everyday-global/" ], "conditions": [ "Ordinary website link; the site owner receives no personal referral benefit." ], "steps": [ "Read the official requirements and terms.", "Use the provider’s application or shopping process when ready." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/hsbc/" }, { "id": "standard-chartered", "name": "Standard Chartered", "categoryId": "finance", "description": "Account opening and documents for foreigners.", "reason": "Standard Chartered’s official account-opening FAQ lists the documents needed for foreigners working in Singapore and explains online and branch application routes.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.sc.com/sg/help/general-information/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 24, "accent": "blue", "providerId": "standard-chartered", "pricing": { "summary": "Account fees vary by product", "checkedAt": null, "sourceUrls": [ "https://www.sc.com/sg/help/general-information/" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.sc.com/sg/help/general-information/" ], "conditions": [ "Ordinary website link; the site owner receives no personal referral benefit." ], "steps": [ "Read the official requirements and terms.", "Use the provider’s application or shopping process when ready." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/standard-chartered/" }, { "id": "lazada", "name": "Lazada", "categoryId": "shopping", "description": "Another marketplace for everyday shopping.", "reason": "Lazada is useful for comparing household essentials and other purchases.", "listingType": "recommendation", "showCostSnapshot": true, "website": "https://www.lazada.sg/", "referralCode": null, "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 25, "accent": "blue", "providerId": "lazada", "pricing": { "summary": "Prices vary by purchase", "checkedAt": null, "sourceUrls": [ "https://www.lazada.sg/" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": null, "referrerBenefit": null, "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://www.lazada.sg/" ], "conditions": [ "Ordinary website link; the site owner receives no personal referral benefit." ], "steps": [ "Read the official requirements and terms.", "Use the provider’s application or shopping process when ready." ], "issue": null, "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/lazada/" }, { "id": "fave", "name": "Fave", "categoryId": "finance", "description": "Deals, payments and cashback in one app.", "reason": "Fave combines deals and cashback at participating merchants. Use the referral code on your first eligible purchase.", "listingType": "referral", "showCostSnapshot": true, "website": "https://myfave.com/", "referralCode": "FAVEADAM1291", "referralUrl": null, "promoCode": null, "codeSource": "owner", "published": true, "order": 27, "accent": "rose", "providerId": "fave", "pricing": { "summary": "Prices vary by purchase", "checkedAt": null, "sourceUrls": [ "https://myfave.com/" ], "issue": null, "plans": [], "recheckAfter": null }, "referral": { "recipientBenefit": "S$1 off your first eligible purchase of at least S$20, as shown in my Fave invitation.", "referrerBenefit": "S$1 in Fave Cashback after you redeem your qualifying purchase.", "checkedAt": null, "expiresAt": null, "sourceUrls": [ "https://help.myfave.com/hc/en-us/articles/223179108-Can-I-refer-friends-to-Fave" ], "conditions": [ "First purchase only: use FAVEADAM1291 on an eligible purchase of at least S$20.", "The referrer receives Fave Cashback after the friend’s voucher is redeemed; it is not a cash payment.", "Check eligible purchases, reward validity, stacking rules and the offer’s expiry in the app before paying." ], "steps": [ "Download the Fave app from the official website and choose Singapore.", "Enter FAVEADAM1291 in the promo-code field on your first eligible purchase of at least S$20.", "Check that the S$1 discount is applied before paying, then redeem the purchase to trigger my cashback." ], "issue": "The supplied app screenshot supports the reward amounts and minimum purchase. Fave’s public help page confirms the referral process; full current offer terms and expiry remain unverified.", "recheckAfter": null }, "pageUrl": "https://singapore-starter.fyi/providers/fave/" } ] }