# Endowus

Canonical page: https://singapore-starter.fyi/providers/endowus/

A place to start investing.

A platform for advised portfolios and fund selection, with published fees.

Listing type: referral.
Official website: https://endowus.com/

## Referral and signup

Recipient benefit: S$20 in Endowus Fee credits.
Owner benefit: S$20 in Endowus Fee credits.

Referral code: `H6NMZ`
Personal referral link (sponsored): https://endowus.com/invite?code=H6NMZ
Offer expiry: Not published.
Compare expiry with the current time; expired details are historical, not an active offer.

### Conditions

- Invest at least S$1,000 and remain invested for at least 90 days.
- These are credits against platform fees, not cash.
- Endowus does not open accounts for US persons or US residents.

### Steps

1. Open the invitation link or enter H6NMZ in the Rewards section of your account.
2. Meet the qualifying investment and holding-period conditions.

## Saved cost information

Platform fees: 0.15%–0.60%/year

### Cash advised portfolios · below S$200,000

Price: 0.60%/year
GST: excluded
Contract: Not specified.
Rate type: not-applicable

- S$60/year on a constant S$10,000 balance, before GST and fund-level fees.

### Short-term cash management

Price: 0.15%/year
GST: excluded
Contract: Not specified.
Rate type: not-applicable

- Fund-level costs also apply and are reflected in the fund price.

## Dates and sources

Pricing source check: 2026-10-09T00:02:11Z
Pricing recheck due: 2026-10-23T00:02:11.000Z
Referral source check: 2026-10-09T00:02:11Z
Referral recheck due: 2026-10-23T00:02:11.000Z

Dates concern cited public terms or prices, not successful redemption of a personal code. Prices and rewards can change. Null or missing terms are not guarantees.

- [Endowus fees, pricing and benefits](https://endowus.com/pricing)
- [What is the Endowus Fee and how is it calculated?](https://help.endowus.com/hc/en-sg/articles/360000515273-What-is-the-Endowus-Fee-and-how-is-it-calculated-SG)
- [How does the Endowus Rewards Referral Program work?](https://help.endowus.com/hc/en-sg/articles/360000342721-How-does-the-Rewards-Referral-Program-work-SG)
- [Does Endowus open accounts for US citizens or US-based persons?](https://help.endowus.com/hc/en-sg/articles/360000512473-Does-Endowus-open-accounts-for-US-citizens-or-US-based-persons-SG)

For evidence limitations, consult the pricing/referral issue fields in the [JSON feed](https://singapore-starter.fyi/data/providers.json).